How the scam works
Scammers impersonate a trusted party, create urgency, and push for a transfer or one-time codes. If the story matches «phone scam: Americans received 87.8B spam texts, lost $10B in 2021, report finds - ABC11 Raleigh», treat it as fraud until proven otherwise via official channels.
What to do
- End the call — you do not owe politeness to a scammer
- Never share SMS codes or card data
- Call the bank or agency only via the official number
- Warn family members about this script